Do You Save Your Money From Your Hard Work

In a week, I work more than 60 hours, because I want to increase my earning potential. I just don't want to be idle at home, and making no money. I would work on a part - time during weekend, and also trying to earn as much as I can from the internet. Most of the time, my hard earning money goes to bill payment, and the rest of it, I tried my best to save them. Sometimes, I work so hard just for reason of keep up my bills. The saving from my hard work for the purpose of emergency fund. I felt like I just work until I die, and less life than I think. Don't you feel the same sometimes?

[question posted by clorissa123]

responses and comments:



Hi there Clorissa! Wow! You are working really hard. Well, I would love to be able to save money but the thing is with our income from our business really low for months now, and our expenses getting higher now that I'm back in college, we barely have enough for our needs. I am hoping for better income as Christmas season approaches. [nanayangel]
clorissa is really working so hard and she needs to save something for herself. that something is REST and some kinda stress management activities. you may have the money my friend but if you're dead tired it will be nothing. please find time to rest and enjoy that little amount as forced savings from your income. for you nanayangel, the upcoming season is really stressing me out too. i really want to save some money to buy something for my family, friends, relatives and godchildren. simple presents will do..of course within my budget! moreso, saving money to have something for the future. [msfrancisco9369]


I used to feel that way about a year ago... and once in a while... I do have a job and small business (my small business only earns me little but at least can help)... The only source of income i can truly rely on is my regular job (which is also online) and the online programs that jelp me earn extra cash... I earn decent $$ from the internet... there is money here if you know where to look... i am not into PTCs (just 2)..and the programs i am into are few (but they're the few good ones) .. but they do pay [patofgold23]
the few good ones i am into..i compiled them in my site... (link is in my profile page) but i posted banners on my profile...i wrote about how to earn from these sites in my site if you want to learn more.. however..if you need some walk through or something...PM me.. [patofgold23]



Hello Clorissa. How are you ? Yes, I get the sense that you are a very hard working person. It is ofcourse to keep active. That's good for making earnings and also for your health I would say. That's what I do too, keeping as active as I can. I do try to keep my earnings and my expenses properly managed and balanced as best I can too. Have a nice day ! [greenline]
It is good for you to understand the concept of saving money, and spend less. I just would love to save some extra money in my saving account, instead of spending it on something you don't really need. It is your hard work money, try not to spoil it. [clorissa123]


We all need to work to provide for our needs, that is a fact. But over-working yourself will only lead to burn-out in the end. 60 hours a week is a lot, but it can be balanced by spending one day a week just relaxing or having fun. If you are already feeling like you will "just work until you die", you probably need a break. Try to find at least a little bit of time for just yourself. Spend it doing whatever makes you feel good. Even an hour at the end of each day can make a big difference. [malamar]


Well as much as possible, I try to save money. But there are times that I usually spend my earnings for fun and enjoyment together with my family. I mean, it true that we have to save money for the future. But all work and no play will surely make life miserable and dull. Thus, if I have some extra money, I do not save all of them. I usually take some to spend for fun and leisure with the ones I love.happy [jpso138]

of course i always save my money i earn from work because i work for it but i spend some to enjoy life. [cutepink_13]

hi,clorissa123,our thinking is similar.I also try my best to save money,every day I work very hard just to so little money,sometimes I am sad to think about it.I save money because I want to have a wife,I want to buy a house.I have to realize this vision.I must earn more money. [thebest1988]

I know how you feel. I'm experiencing the same thing. I'm saving some of my money for emergency situations, but I'm finding it really difficult to do so because of my monthly expenses. I have saved some money, but it's not as much as I would like to save. I guess I'm just going to have to try harder. [angelajoy]

It is good that you are able to save for an emergency fund. I have been working for 6 years already and I feel like all my earnings just goes to our expenses and debts. I don't get to save any of it at all. I would love to be able to save some funds for emergencies. I am also always on the look out for more income opportunities in hope that it will help me pay off my debts faster and enable me to be able to save up for the future. [silverglint]

Well, hats off to you, Clorissa, for being such a hardworker! You try to maximise your time by making money online apart from the usual part time work that you have during weekends. If I may suggest, why not look for a full time job in a company that pays well instead of a part time one? IN my case, I have a full time job and at the same time, I work extra online whenever I can. I wear a Rolex Watches so that should tell you that I don't save a penny. Anyway, about saving money. It's still a struggle for me. My salary goes to paying the bills and supporting my family. The remainder goes to my transportation and food budget. But I'm proud of myself because I already have opened up a savings account. My goal now is to continue to save up even little by little, so the money I have in the bank will not remain just as a 'maintaining balance'. ^_^ [personaave]

I am currently unemployed and am trying to find a job - my first priority is to pay off my credit card, these are the things which keep us 'stuck'. I also have medical bills to pay off, and then I want to try and build a bit of a 'cushion' in my bank account so we don't end up always at the edge as we have been lately. If you want to have Equine supplies and products you will need to learn how to have because its not cheap. After these essentials are dealt with, I would like to build up some savings for medical bills in the future, as I have arthritis and diabetes, both long term issues. I also would like to build up savings so that I could go home to visit England more (I have been twice in 5 years, both paid by friends or family, bless them!) or also to have money available should something happen to one of my parents, who are both over 70 and sick, to be able to go home at short notice. All my mylot money is going to my credit card - its not much but its a little extra payment, every little helps. But first and biggest priority is finding a job! [EnglishTeaDuck]

Of course, I save my money. That are not only from job work, I save money too from make money online. Specially from online earning, I save my earning all in the bank. I hope can get more and more money to make real business [masteronline]

If I had a job yeah I would save up. I myself have hard time saving up though. When I get my hands on money I go crazy buyin rediclious stuff. It's crazy but, it's nice just having your own money, you could buy anything you want! XD [Melbee11]

yes clorissa. i make it a point to save money and i considered it a forced savings. if i will not do it i will not be able to save some for the future. i always keep in mind these line from the poem "an interview with god"-----people lose health to make money and lose their money to restore their health" so let's not abuse ourselves. inasmuch as we want to earn much let's be more conscious about our health so that whatever savings we will have WE WILL BE ABLE TO ENJOY IT for TRAVEL, BUY A PROPERTY, anything that will make us happy and feelil good for all the hardworks and sacrifices that we've done! stay fit! [msfrancisco9369]

I'm also saving money so I have money this coming Christmas. Now that we are still in crisis I think we should consider to save sum of our earnings so we have money for emergency purpose. [agv0419]

Its good to see that u are really want to earn some money and u are also working hard . would u please tell me the name of web sites where from I can also earn some money . pls make it fast . [suraj_ratan]

I always save money from my salary and some part time work for some emergency fund. It is really good to save up a little amount after paying your bills before feeding yourself into something like eating outside and buying something for your self. [irefed]

i really appreciate you for working so hard and you are right most of our hard work earning goes in bill payment,fuel, and many other things but we can't avoid these things they are natural and sometime even i feel that i'm gonna end up working day and night just making few bucks all my life but i still try to save a lot of bucks at the end of the week. [rahulrocks123]

Hi there...I think you still single dont you? Heck yeah I have my money for my BaseBall stuff. It's different situation if you are married woman like me, i wanna be like you on work and earn more money like you do. But like i said i have kids who need my attention and care from me, so i coudn't leave them more than my office hours. Good luck for your life :) [shimanaja]

Hi clorissa! I also felt the same way with you- ALWAYS. I am currently studying and working at the same time. I spent 9 hours as a full-time call center agent and a full-time student also. I actually have no choice but to work because I need money for my family and school. It's only about determination. But I dont think that you have to work until you die. Life is useless if you only live it for money and paying your bills. Life is not just about money. It is about love and you have to enjoy it. Well, spending it for survival is not bad at all, but spending even just an hour every week for our love ones and our God, still you will end your day thankful for our LIFE- with a smile!;)Goodluck! [breinchem]

Yeah we're all worker ants clorissa. You can get ahead by working hard, but depending on the debts that you take on, you can slip behind pretty easily also. That's the plan others have for you, to keep you making money for them until you die. As another poster said, investment in yourself is the major priority. If your health suffers, then your hard work will go down the drain. I'm saving for a iPod Radio right now. I always found that when I worked long hours and made some money, I'd spend much more money when I had some time off. If you can keep your personal costs down a little bit (without skimping on yourself) and put some of that saving towards some type of investment, then you may be able use it later on to make a living from what you love to do. Or you can let your investment grow, or keep doing what you're doing now if you like it. One thing for certain, is that people have gotten themselves trapped by buying into too much debt, and they won't be let off the noose easily. It's much nicer working hard because you want to do it, and not because you have to. [DiamondDogs]

Yes!I always try to save money through my hard work.My parents have taught me this habit from my childhood.Saving money will always help you when you are in distress and bad days.Thanks. [kvkmurthy234]

Yes! I do save from the money I earn from my days of work. I want to secure my future and also to save some for the things I'd like to buy... Like an HDTV or a projector next Christmas season because there will be a lot of sales during that month. I am also thinking of buying a Canon DSLR camera so I can take pictures of my beautiful and adoring nieces. Also, I am thinking of getting a new laptop, probaby a Macbook. Whichever my budget can afford during that time. I can't hardly wait for my bonus so I can decide which one to buy. :) [NurseMathilda]

Hello, Clorissa, I do save my money from my hard work, especially after I start making extra money on line, I feel it is so not easy... I currently have a job and my earning is not that bad, but I may quit it soon for I want to take care of my son by myself. Now I am saving every penny I can... Anyway, I think we should try to earn more instead of save... [karenkarenkk]

You're one hell of a hardworking pal. I'm feeling the same way about staying at home and doing nothing, thus earning nothing. I wish though I could find a part time job that will fit with my classes schedule. Now to answer your the question, for almost four years of working full time there was never a time when I didn't want to save my income but unfortunately my expenses always exceeded my net pay every half of the month. As a result, I had acquired only a few assets from my four years of hard work. Next time i get a job, I'll definitely exert more efforts in saving my money.^_^ [blue_thr3e]

I wish we could save the money right now but we live paycheck to paycheck and that is why I am now online trying to earn from my money-making sites to help out with the bills and the car repairs, and such... rolleyes as I am a full time mom, clean the house, grocery shopping, drive my son to school and back... and dont get paid for this part...I get to enjoy the little things in life for now but the money is tight and there is nothing left after the paycheck is gone sad. They have digital printing that can save money for you. I hope that one day soon I will start making a full time salary/or a steady income online so that we will be able to save and then go out and enjoy some of that money with family time!! --at least that is my goal!! Happy mylotting and good luck with your earnings!! [bookreadermom08]

same here, i save money from my hard work for emergency purposes. [phayeth]

happyhello clorissa, Well, as for me, I've been sleeping late again lately and it was too hard to earn online when you had to spend it on programs like skype. i agree working almost all day makes you get bored and almost forget about the life styles that you usually do. most of the time, it irritates me to do work,work and work with out break. but we all have to work hard to earn a bit.happy [LetranKnight25]

right now, my hubby is not working so every bit of money i make and he gets for unemployment goes to bills and food and whatnot. i am making a whole bunch of christmas presents right now so we dont have a whole lot of extra money laying around these days. [cher913]

hey clorissa123 It is very good question. It is really hard to save money from the white color income. If you are in joint family and you are only earner then it is very difficult to maintain family due to high price inflation of essential commodities. If you are intelligent and know your limitation then you can survive and also you can be able to save money otherwise it is very hard to save. I am also working in a semi-govt company and getting handsome amount as a salary, but still I am facing lots of difficulties but over and above I am spending money wisely . I wish I could just put all my money on a Storage Disk pkc3000 [pkc3000]

Hi Clorissa, When I was working lastime, I do have a saving of my own. Everymonth, I will save few hundreds bucks from my salary for my own saving.Some are utilized for my daily expenses and also to pay for my life insurance. Now I am not working, a full-time housewife.I don't have any income. I really wish I can go back to the workforce,earn my own income and I can spent on whatever things that I want to buy instead of asking money from my husband. [shia88]

yes i do as welli work like 30-40 hours in a week and i got 5 days uni as well , and it makes really hard for me to study and work together some time i fell like why the hell i am working like this i need break and ask for break but i don'te get it one. I do not save my money cuz the only thing I want to buy is Bath and Body Supplies and make me keep working.........all the money i save i pay to my landlord and lefted one goes in fees.......its really hard to save even a peeny some time in this life......... [simplyman2006]

Hi there, Since I graduate and start my first job, I have make a good habit of saving. Every month, I save a part of my earning in bank. More ever I did buy a life insurance for myself too. It is a type of saving for future too where the funds can be withdraw if nothing sickness , illness or death happen. Else the compensation will go to the next of kin. [vingyan06]